After struggling with the morality of the issue for some time, Hal’s desperation takes over. Hal knows that she could use the cold reading skills she has honed through her tarot work to trick the family into giving her the inheritance, figuring that even a small sum could hugely relieve her precarious debt and rapidly mounting bills. Hal does not know anyone called Hester Westaway and assumes that the lawyer confused her for someone with a similar name. The letter informs Hal that she has received an inheritance following the death of Hester Westaway. Feeling desperate, Hal reads a letter from a lawyer in Cornwall. The man threatens her with violence unless the money is repaid. Hal struggles so much that she is in debt to a loan shark who sends a man to her tarot booth, warning her that she has a week to pay back the extortionate interest on her loan. The small tarot card reading business she inherited from her mother is not enough to keep up with her monthly bills. Following her mother’s unexpected death, she lives alone. Harriet “Hal” Westaway lives in a small apartment in the British city of Brighton.
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